Order Your Free Credit Report

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Errors could impede your ability to obtain credit and increase the rates at which you can borrow.

Reviewing your credit report at least once a year can alert you to any mistakes and identity theft issues, where someone else is using your credit card number to charge purchases, or using your personal data to obtain credit cards, loans, and other financing.

One way to get a copy of your credit report is to go to annualcreditreport.com, call 877.322.8228, or write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - must provide you with a free copy of your credit report, at your request, once every 12 months.

Posted by Donald Urschalitz P.A. at July 21, 2006 03:48 PM